is it safe to pay by bank transfer on ebay

Thanks guys. can anyone help me from here? Accepting credit and debit cards We also consider credit and debit cards to be a safe electronic payment method. {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. Sign Up for Free. It is my understanding that when using bank to bank tranfer there is no ebay protection. They've got no stamina, these young'uns, have they? If you follow eBay's rules for payment, the seller never sees your CC information, they just recieve cash in either their Paypal account or from their Internet CC Gateway account. PayPal is a service that online shoppers and businesses of all sizes can use to make transactions easier and safer. PayPal is a safe and efficient way to get paid on eBay, and it's the payment method used most frequently by our buyers. Apart from the advice about making sure the money has actually been transferred over and is in your friend's account, your friend should also check out the person who wants to pay and have the item sent and see if they can gauge how trustworthy they may be. Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. 2 min article; Accepting credit and debit cards. Reverse bank transfers seem possible if from a stolen bank account or stolen bank cheque so I think there is some risk. How PayPal WorksWhat you can do with a personal account; Pay OnlineOnline payments without borders; Transfer & Collect MoneySend money to your friends or start collecting money; Get the PayPal AppManage your account on your mobile; Pay with CreditAdd a credit limit to your PayPal account; Search for DealsPay with PayPal and save money; Pay in 3Spread your purchase over three interest … Learn More → Your bank account number plus the bank's routing number – the numbers listed on the bottom of your checks – can be used to set up electronic deposits or withdrawals from your account. Bank transfer is a pretty safe way to be paid as a seller, not great for buyer protection though. It expedites online purchases, and it hides sensitive financial information from merchants. i already sent him 3 messages so as for him to explain me but still nothing. When eBay manages your payments, buyers can use a variety of payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. PS, I am so sorry everyone about this taking me several posts, my brain is all over the place today so of course I just could not figure it out at once. But hey, maybe I will earn a new badge or something. Under payment methods, under transfers, is this, Payment is made directly between two bank accounts, Payment is credited directly to the seller's account, Only items with eBay Guaranteeyou have buyer protection for all payment methods. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. Do you know what buyer protections they'll still receive at all? You can see a typical attacker’s pitch in the screenshot below. If the item has the guarantee logo and seller has bank transfer listed as payment menthod, buyer will get buyer protection. Get quick answers to important questions to get you selling faster and better! Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. Go. Bank drafts also seem susceptible to being faked. Bank Transfers are common for European sales. Only payment methods offered at eBay checkout are allowed. Accepting credit and debit cards. You keep that information in one place—at PayPal—instead of spreading it around everywhere you shop. The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in your bank, look like a safe transfer and actually be a bounced cheque, so beware of that. I would not have a problem paying by bank transfer if I trusted the seller as any problems would need to be sorted out between both of you (or at least outside eBay/PayPal). Bank trasfer is very common way of paying in Europe. of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. The advantages of sending a bank transfer are that you do not need to wait for anything to arrive in the mail, there are no cheques to cash, and the funds are available immediately upon receipt. The fact is that eBay adamantly insists that sellers not request wire transfers and buyers not send money using wire transfers. I do wish you had provided the link to the policy, as my German is limited to what I have learned watching war movies. (eBay Motors VPP is only available on eBay.com.) am i really protected? PayPal is considered safe for buyers and sellers by security experts if they take full advantage of the security measures PayPal offers its customer base. You may have been lucky so far to deal with responsible honest sellers, and most of them on eBay are honest. How does this work and is it safe? He asked whether they were valid in Sydney. The following payment methods are not allowed: Sending cash through the post; Point-to-point cash transfer services such as Western Union or MoneyGram; Direct contact information can only be exchanged after eBay checkout is complete. I wondered whether to accept paypal/bank transfer and googled the question, there are some interesting reads of scams. You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. duffystev Posts: 4,979. The reason I suggest this is that for such a large sum of money, it seems very odd that the buyer is willing to take such a risk, and although some will say there are virtually no risks with bank transfers, this is not entirely true. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If you click on the more on subject, it takes you to the place that says all payments are protected. (eBay does not ask buyers to pay into our bank account.) If the item has the guarantee logo and seller has bank transfer listed as payment menthod, buyer will get buyer protection. Own a business? To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. Obviously, you need to check your account to make sure that the money is showing in there. Can I get scammed by this? His paypal account is limited. They can also save and store their card information for future use. 78 posts 7 August 2012 at 12:59PM edited 30 November -1 at 12:00AM in Budgeting & Bank Accounts. But if anything should go wrong - an item not received, or received damaged or faulty, you have no way to claim your money … To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. Why? PayPal is as safe as (or maybe more so than) using your credit card to buy things, since you often don’t have to reveal your billing information to merchants. Sell on eBay with PayPal. The simple answer is yes, PayPal is safe, but within limits. We keep your financial information securely encrypted and you don’t have to worry about a lost bank transfer. (unknown). You can see a typical attacker’s pitch in the screenshot below. superboy Posts: 4,187. The proof must show that you have arranged the payment as agreed with eBay to the seller. Will any of the buyer/seller protections still apply? PayPal’s a safer way to pay on eBay. When you accept PayPal, buyers can check out using a credit or debit card, an eBay gift card or voucher, or Afterpay – as well as with their PayPal account. Personal checks are the easiest way for eBay auction buyers to make payments. You'll find the payment methods your seller accepts by going to the Postage and Payments section of the listing. What Is PayPal? So, now I think I finally get it. Meet other eBay community members who share your passions. My friend is worried that they could possibly do something like a charge-back at a later date and she'd be left without the item or the money for it, so we want to be sure before telling them we'll accept the transfer. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. You have to deposit the check into your bank account and wait for the check to clear. PayPal has been around since 1998 when it emerged as a safe and secure way to pay for purchases on eBay. Bank transfers are safe but always wait to post until the working day after receiving payment. If the purchase is made on eBay.de then the rules are very different and bank transfers ARE covered … It expedites online purchases, and it hides sensitive financial information from merchants. PayPal is a safe and efficient way of getting paid on eBay. 17 replies 42.8K views Jorell00 Forumite. (These payment methods aren't permitted on eBay.) The only methods are pick up (cash) or ship (bank transfer). I wondered whether to accept paypal/bank transfer and googled the question, there are some interesting reads of scams. Incorrect. The T&C's are a barrier based on a LOT of past bad experiences with buyers, but my auctions are all either PayPal for the ones which are posted, or cash on collection. Banks have little or no sympathy with anyone who willingly transfer money to someone else and it goes wrong, so unless the seller is willing to wait for the payment to clear in paypal or you can collect it and pay cash, i would ask them to cancel the sale. Seller requests payment via bank transfer to an eBay bank account. Using PayPal might even be safer than giving your credit card number or bank account information directly to the website you’re buying from. Learn how to accept PayPal payments. 6 Tips to Save Using the Most Popular Food Delivery Apps. Guarantee conditions of the eBay guarantee in detail. Learn how to accept PayPal payments. Mind you I wouldn't even consider buying part used creams etc. if you are not clear when you check your bank statement online whether payment was sent as a bank transfer (and in reality most banks show this clearly) then phone your bank and check. 8; Next. No, it doesn't matter if you sent the money "to eBay" or put it "in escrow " or if the seller was "eBay approved" or any number of other official and above-board-sounding things. Normally how it works is you need seller's bank account and bank routing number info. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. eBay has announced that it will stop working with PayPal in 2020 and start transitioning to Adyen, … In most categories, sellers accept credit cards, Apple Payor Google Pay, but they may also offer other options as well. The fees bank.i cant get anything back.if item is never sent and im conned payment did n't go ahead the... So far to deal with responsible honest sellers, and bam, you need seller 's bank account )! Instant cash transfer via Western Union or MoneyGram wrong address, I would strongly recommend credit.. Save and store their card information for future use very confusing part used creams.! 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